Bankruptcy Selected Articles A – E A is for Assets B is for Beware of Credit Card Offers C is for Chapter 7 D is for Disclose Everything E is for Equity F – J F is for Fresh Start G is for Gumshoe (Start Investigating) H is for Homeowners Association I is for Income J is for Joint Filing K – O K is for 401(k) L is for Lift the Bankruptcy Stay M is for Means Test N is for Northern California Bankruptcy Court O is for Organize P – T P is for Preference Q is for Qualified Written Request R is for Reorganization S is SOFA (Statement of Financial Affairs) T is Tax Dischargability U – Z U is for Unsecured Debt