The information contained in documents filed in bankruptcy cases are a matter of public record. Documents may be accessed in the Clerk’s Office during regular business hours or, for those who have access to PACER, via the Internet 24-hours a day. Unless a document is sealed, all pleadings filed in a bankruptcy case are available for viewing. Debtors should note that filing a bankruptcy may adversely affect their credit rating. Credit reporting agencies regularly collect and disclose bankruptcy data to the public.